Mr. Khwanchai commenced his career at the GSB Bank’s Digital Business Development Department in 2020. Prior to joining GSB Bank, Mr. Khwanchai worked for over 16 years at leading multi-national corporations.
He served as Vice President of Innovation and Assistant Vice President of Business Process Reengineering & CX Management at CIMB Bank.
Khwanchai has held Lean Six Sigma Black Belt and senior engineer at TDK, Magnecomp Precision Technology, Eiwa, and Seagate Technology.
Mr. Khwanchai specialties lie in the areas of business process improvement & automation, customer experience management, business development, innovation, and digital transformation – related roles with leading Banking and Manufacturing industry, where he concurrently earned his M.Eng and B.Eng in Engineering and Executive mini MBA Studies and his Lean Six Sigma Black Belt.
Mr. Khwanchai was participated in key projects and got the award IDC Digital Transformation Awards (DXa) 2018 – Omni Experience Innovator of the Year and Thailand ICT Excellence Awards 2018
Murli joined Standard Chartered in January 2020 and currently holds the position as the Global Head of Affluent segments propositions, RM and Branch Management at Standard Chartered.
Murli joined Standard Chartered from HSBC Hong Kong where since 2017, he was the Head of HSBC Premier and Jade. Prior to that he was at Citi Singapore as Asia Region Head, Citigold Private Clients. He has broad Asia retail banking and Private client experience, having launched HSBC Jade, Citigold Private Client and worked on Citigold strategy.
He started his career with various roles in Citibank USA after an MBA from The University of Chicago, Booth School of Business.
In his spare time Murli enjoys learning golf, cooking and painting
Thomas Fromherz studied physics at the ETH Zurich and holds a PhD in physics from the University of Zurich. In Los Angeles, he worked as Director of Engineering and Senior Research Scientist for various companies until he joined the Netcetera Group in 2002. During seven years at Netcetera and Metaversum, he successfully managed several complex IT development projects. Subsequently, the experienced Business Development & Sales Manager developed the new Business Unit Payment & Card Services into one of Netcetera’s largest units. The acquisition of German & Austrian key clients during this time led to the opening and support of Netcetera’s first German location. In his subsequent role as “Chief Strategy Officer, Payments”, the proven payment expert developed and maintained a strategic overview of the factors influencing the payment domain in the company’s regulatory, technical and competitive environment for three years and supported key clients and partners around future-oriented technologies and payment systems. During this time, he also prepared Netcetera’s market entry into Asia Pacific and supported the foundation and subsequent staffing of the new Singapore office. Today, as a “Fellow”, he works on special mandates of the entire Netcetera Group.
Patrycja is a driven leader with more than 10 years experience in digital transformation at ING Bank, working in Strategy, Innovation, Product Management & Analytics. Over the last two years, she has hammered out the product side of Blacksmith KYC. As a result, Blacksmith KYC has now been adopted globally by ING Bank to perform customer due diligence on wholesale banking clients. Today, Patrycja’s focus is on expanding the product towards other financial institutions and KYC related services.
Nick has 15 years financial services experience and currently is responsible for Temenos’ digital banking product sales across the Asia Pacific. He joined Temenos number of years ago through the acquisition of a born in the cloud fintech business, Avoka Technologies where he ran the go-to-market for Australia and New Zealand.
Senior Leader with more than 25 years of strategic transformation, transition and technology experience in financial, consumer and consulting services, across retail, business, investment, wealth and private banking. Insurance, telecommunications and consulting.
Career to date spans large scale strategic and operational leadership across multiple top tier organisations. Based in multiple geographies, with a proven track record of strategic delivery excellence, setting and driving transformation strategy, and the ability to design, build, mobilise and lead change agendas in large global organisations.
Libby leads collaboratively to enable agile and transformational change to exploit bottom- and top-line value from Business and Technology mergers, acquisitions, separations, transitions and leading growth investment and operational optimization outcomes through Digital, Customer, Business, Technology and Operational Transformations.
Robinson Roe serves as the Managing Director of Asia Pacific at OneTrust. In his role, Roe supports brands across the Asia Pacific regions, leading the delivery of technology solutions to support privacy, security, and trust management operations. Prior to OneTrust, Roe was the Vice President and Managing Director of AirWatch by VMware for Australia and New Zealand. Previously, Rob worked for Telstra (Australia), Gartner (USA), IBM (Asia Pacific, USA, Australia) and Vickers Ruwolt. Rob is a Certified Information Privacy Professional (CIPP/E, CIPM) and holds a Bachelor’s degree in Mechanical Engineering and a Masters of Management in Strategic Foresight from Swinburne University of Technology.
Vishal Ghariwala is the Chief Technology Officer for SUSE for the APJ and Greater China regions. In this capacity, he engages with customer and partner executives across the region, and is responsible for growing SUSE’s mindshare by being the executive technical voice to the market, press, and analysts. He also supports the global Office of the CTO to assess relevant industry, market and technology trends and identify opportunities aligned with the company’s strategy.
Prior to joining SUSE, Vishal was the Director for Cloud Native Applications at Red Hat where he led a team of senior technologists responsible for driving the growth and adoption of the Red Hat OpenShift and Middleware portfolios across the Asia Pacific region.
Vishal has over 20 years of experience in the IT industry and holds a Bachelor’s Degree in Electrical and Electronic Engineering from the Nanyang Technological University in Singapore.
Mona Zoet, founder and CEO of RegPac Revolution has over 18 years of experience in the Financial Services Industry within the Legal, Risk and Compliance areas, specializing in AML and KYC within some of the biggest banks.
During this time, she became acutely aware of the Regulatory, Operational and Risk Management pain points faced by banks and other Financial Institutions alike. She is an Executive Board Member, Southeast Asia Lead and Singapore Chapter President of the International RegTech Association (IRTA) which exists to ease and accelerate the evolution of the RegTech industry, by facilitating integration, collaboration and innovation of all stakeholders, within the Financial Services sector.
Mona recently contributed to “The Legal Aspects of Blockchain”, a book published by the UNOPS, focusing on the legal implications that blockchain has, not only in humanitarian and development work, but also on existing regulatory frameworks, data and identity. Mona also
shares co-authorship for the book #RegTech Blackbook, which highlights all the latest development of RegTech, FinTech, WealthTech from different angles. To end, Mona has also been mentioned as one of the RegTech top 100 influencers, a report created by Analytica One.
AJ’s expertise is focused on customer-centric strategy, innovation and commercial excellence. He advises senior leaders on how to achieve greater customer focus by reorienting strategy, people, and processes to maximize customer value.
• Founder and Managing Director of Innovation Connected
• Registered Management Consultant (RMC)
• Certified Advisory Board Chair
• Adjunct Faculty at Nanyang Business School
(teaching MBA and EMBA strategy and consulting)
• Executive Education Lecturer
The Economist Group – Director of Strategy and Insights
• Launched Global Business Review – Chinese language app, developed media partnerships, lead
innovation efforts in Asia Pacific, member of the APAC management committee
BASF – Marketing and Innovation consultant
• Projects include: Industry value chain analysis, value pricing, needs-based segmentation, sales process and
activity alignment, business model innovation, design thinking, customer innovation workshops
Siemens Healthcare – Training and Development
• Projects include: Design/implement training management system, design and delivery of training programs
Experienced Head Of Transaction Banking Product Management with 20 years international experience in the financial services industry.
Skilled in Payments, Cash Management, Liquidity Management, Balance Sheet and Financial Management.
Deliver and execute product strategies & lead business development with a focus on innovation and digital mindset.
Strong consulting professional graduated from Monash University , Australia and professional leadership programs at Harvard University, USA & University of California, Los Angeles.
I work in HSBC in Hong Kong and Canada for more than 25 years, expertise on on CBDC, Blockchain, Payments, Receivables and Liquidity applications. I love working with people and love playing Tennis/Hiking during my leisure time.
Analytics & Digital Marketing Transformation leader with 22 years of global, multi-cultural experience and strong technology background. Track record in monetizing banking use cases, real time analytics, MarTech / AdTech implementations & Cloud integration. Well exposed to APAC / EMEA region and setting up large development teams. Prior international experience in technology consulting, pre-sales & business development.
Raveesh primarily focussed on Growth (M&S) topics leveraging Digital and Analytics (DnA ) in Financial Institutions and Consumer space. Currently he is employed with a leading Private Bank in India as Head of Digital Banking. Prior to that, he was an Engagement Manager and Implementation Leader with Mckinsey & Company and spent close to 7.5 years with the Firm.
He completed his MBA (International Business) from one of India’s leading B-Schools and B. Tech in Chemical Engineering from one of the top 10 engineering colleges in the country. He has been always among the top five percentile of his class in all academic programs.
Deepak Sharma heads Kotak Mahindra Bank’s digital initiatives where he drives digital transformation, business model innovation and future ready initiatives of the bank. He is responsible for efficiency, productivity, customer experience and growth of the business through digital intervention across digital channels, lending, payments, investments, insurance, trade & forex, for the Retail, SME, Private Wealth and Institutional Banking segments. Deepak also leads Digital IT & Product Engineering, Innovation Lab, Design Studio, Fintech partnerships and the Start-up ecosystem participation for the bank.
Under his leadership, Kotak has launched several innovative and global first products such as 811, Jifi, Hashtag Banking, KayMall, WhatsApp Banking & Kaypay, apart from new initiatives like API, Open & Connected Banking, Conversational Banking Bot ’Keya’, BYOD Biometric Banking, Crossborder remittances on Blockchain, Artificial Intelligence(AI) and Robotic Process Automation.
Deepak believes in constant innovation and focuses on building business models, which are customer centric, value accretive and disruptive.
Deepak has worked across various international markets and brings a global perspective to the business. In his previous role, he was responsible for setting up the Bank’s highly successful Non Resident Indian (NRI) & International Remittances business. Deepak also played a key role in launching the Bank’s affluent banking programme – Privy League.
With over 26 years of experience, Deepak’s professional tenure spans across the banking, telecom and consumer services verticals. Prior to joining Kotak, he was part of the leadership team of Consumer Banking at Standard Chartered from 2003 to 2008. Thereafter, as National Head for Corporate Business at Standard Chartered, he was responsible for building the corporate payroll and Wealth Management business.
Deepak has completed an advanced programme in Strategy from IIM Calcutta as well as the Stanford LEAD Certificate in Corporate Innovation. He is a member of the CII Digital Transformation Committee, FICCI National Committee on Fintech & a number of Startup-Industry Forums, in addition to participating at various trade & Government initiatives on the Digital India Roadmap. He mentors fintech and start-up ecosystems on an ongoing basis.
Ramu is the working as a Group CTO at TONIK (first pureplay digital bank in SEA) heading Digital Banking IT Organization (Engineering, Technology, Security & Operation). Ramu brings over 18+ years of information technology, enterprise architecture, product development, IT Operations, Innovation and IT Security experience in both digital/legacy banking and telco verticals.
He has built and launched the first neo-bank in SEA ‘Tonik Bank’ from ground-up heading Engineering, Cloud Technology, Operation, Security and Procurement Management divisions for the bank. He has setup the complete multi-cloud SaaS based banking tech running from 8+ different countries adhering to PDPA, compliance (TRM) and regulatory framework. I own the Tech vision and strategy for TONIK (Retail Neo Bank), Digital Enterprise Architecture for Zero On-prem, Cloud-Native Modern Banking with API Economy Strategy, Multi-Cloud (AWS, GCP), Data Lake & Zero Trust Cybersecurity.
Prior to joining TONIK, he was an IT Director with Capgemini Singapore managing a Large Digital Transformation programme for the Leading Telco (Celcom) in Malaysia
He also worked as a Chief Architect (Deputy Director) for Tagit Singapore where he architected and implemented over 2 dozen retail and business banking solutions for banks such as DBS (SG and HK), UOB Retail & Business Banking (SG), Maybank, OCBC (SG), BSN (MY), RHB (MY), Citi (IN) Axis Bank (IN), EON (Union Bank PH), PNB , Chinabank , RBC (CN) to name a few. He has worked with various Banking CXO’s around SEA on Digital Enterprise IT Modernization, Digital Transformation and DevSecOps implementation as part of the Next Generation Technology Roll-out.
Global citizen, having lived in 4 countries across 2 continents, and done business around SEA region, currently residing in Singapore. Married, with two sons. Lifelong hobbies include reading books, meeting people, and travelling to new places.
Fluent in English, Tamil, Telugu, and Hindi. He holds a Master’s in computer science from Bharathiar University (India) and currently pursuing Master of Business Administration at Murdoch University (Australia).
Sree Pradhip has over 20 years of diverse experience in IT across Engineering, Product Management, Consulting and Sales functions. He has worked across many industry verticals with a passion for solving business problems leveraging technology. As a Data Architect at DataStax, his current focus is to enable Enterprises and Developers in their data driven journey. He leads the Industry Verticals program to further strengthen DataStax’s position in Banking and Financial Services.
Mukesh is leading Retail Digital Business Transformation for Techcombank Vietnam. Together with a diverse mix of business leaders, senior product owners, data & technology team – he is responsible for driving digital transformation & change program for the bank. Mukesh has close to two decades of experience in Banking and Financial Services industry in Asia markets. He has worked across Top 50 Global MNC organisations and country specific start-ups; worked in well-established matured markets like Hong Kong, Singapore to emerging and fast developing markets like India, Indonesia & Vietnam. Mukesh brings along diverse experience in delivering large scale digital transformation programs across business value chain- sales & distribution digitisation, operational excellence, customer experience transformation, target operating model optimization , direct to customer and digitally assisted advisory services.
Working as technologist for over 20 years from retail insurance to commercial banking and wealth management industries. He has gained a lot of exposure in various technology architecture and platforms. In recent years, he focused on the Asia-Pacific region and leveraged customer-centric design principles. He has developed a few key digital products including WeChat mini-banking, trade finance blockchain platform and other digital banking products for retails and ultra-high net-worth individuals.
In livi bank, he is now fully dedicated to promoting financial inclusion and delivering secure, safe and customer-centric banking experience to HK customers.
Assistant Vice President-Emerging Technology and Cyber Security Group Technology Risk Management, CIMB
The Group Technology Risk Management is a strategic unit to manage technology innovation such as Artificial Intelligence,
Blockchain, Digital Wallet, Cloud and Internet of Things (IoT) within CIMB Group by assessing the risk and threat exposure to the company.
These enable CIMB to digitalized its core, enhance customer experience and where necessary, disrupt CIMB as a whole.
Previously, he served as the Assistant Chief Information Security Officer for KPMG Co-Sourcing Program with a Regional Telecommunication Company and prior to that he was holding a similar position for another engagement with a Major Energy and Natural Resources (ENR) Company. His role was to assist the Chief Information Security Officer (CISO) to provides overall strategic vision and direction towards’ Information Security initiatives and advice the client’s top management on how they can improve their organization cyber security posture
Manohar Chadalavada, Global Head, AI, Ecosystems and Open Banking, has been at Standard Chartered for 16 years and worked across various functions. With his domain expertise in Digital Banking, Fintechs, Risk Management and Analytics, he is entrusted drive the application of AI (artificial intelligence) across multiple aspects of our unsecured digital lending and mass market Personal businesses including underwriting, onboarding and client service; identify new sources of data and tools; and industrialise the usage of AI in business processes.
His previously held positions in Group Risk, as Country Risk Officer and Country Credit Head, in Business, as in charge of Innovation and Fintech Partnerships, and multiple other leadership roles gained him a well-rounded experience over the years. He’s also part of the Standard Chartered Modelling and Analytics Centre board.
Outside of work he loves to travel, and recently started learning how to play the guitar with his 14 year old son.
Steven WONG Weng Leong is currently the Chief Digital & Global Banking Strategist at China Construction Bank (CCB) Malaysia. Just prior to this, he was the Chief Operating & Financial Strategist (COO, CIO/CTO, CFO & Chief Strategy & Business Development Officer roles combined) and before that, the Chief Business Development Strategist. At CCB Malaysia, Mr Wong spearheads bank-wide business growth and provides strategic leadership for Global Banking & Markets and Wholesale & Retail Digital Banking (Cash Management, Retail Banking), which includes catalyzing FinTech initiatives in delivering product, technology and digital innovations for the Malaysian and ASEAN markets.
He is well regarded in the financial services industry as an all-rounder and go-to-individual, having held several senior executive leadership positions across various leading financial institutions over the last 27 years. He has held strategic leadership roles in the Front Office (FO), Middle Office, and Back Office (BO) at Western Union, Alliance Financial Group, Maybank, Mayban Life Assurance, MIDF Amanah Investment Bank and Citi.
Experienced leader in digital banking product development. In 2019-2020, he managed a super team to build digital lending products (Pinang and Ceria) and Open API platform (BRIAPI). Currently, he is focusing on developing innovative Open API products for Bank Rakyat Indonesia.
Millie Gillon is a native New Yorker and Singapore transplant who has a wealth of knowledge about innovation and strategy, and combines this with the use of data and design thinking to reshape the client experience and innovation.
Millie is currently the Global Head of Client Experience at Standard Chartered Bank. Prior to joining Standard Chartered, she led co-innovation for Citi and American Airlines at Mastercard. Millie has held senior product and innovation roles at Prudential Financial, JPMorgan Chase and American Express, where she concurrently earned her Masters in Communications and Leadership Studies and her Six Sigma Black Belt.
Executive Director, Head of Payment Platform & Partner Solutions - Digital Payments Group