Previous Speakers

Open Banking & Instant Payments Summit

Duncan Cockburn

Founder & CEO

Duncan Cockburn

Duncan Cockburn, founder and CEO of OneBanks Hub, is changing the future of the high street by launching a new concept in retail banking, a platform that can be used by customers of any bank to enable everyday banking services and preserve human interaction.

Previously an accountant at KPMG Glasgow, Duncan held an auditing role working across multiple brands and categories including Farmfoods, GE Caledonian, SSE and Chivas Regal.

While on coding course in San Francisco, Duncan became excited about the potential of open banking and left KPMG in 2019 to launch OneBanks Hub.

Duncan has spoken at TEDx, Fintech Finance Future Arena and recognised in the Top 100 Young Chartered Accountants 2020. He has a has a degree from the University of Exeter and is a qualified Chartered Accountant.

Francis De Roeck

Global Cash Management

Francis De Roeck

Venediktos Iroidis

Manager

Venediktos Iroidis

Venediktos Iroidis is a Manager at Be Shaping the Future | UK, a London management consultancy for financial services organisations. He has several years experience in the financial services consultancy as prior to joining Be Shaping the Future in 2017, he was a Business and Integration Consultant at Accenture and Business Design Analyst within Barclaycard Regulatory and Compliance team.

Venediktos developed a benchmarking report on Identity Management in the past, which helped retailers and payment companies understand how innovation is transforming the customer journey. He is still seeing how new technology trends are evolving and transforming the identity management. Prior to this, he has been instrumental to many projects in Financial Crime, Onboarding customer journey and Fraud & Risk Compliance designing and evaluating policies, ensuring regulatory compliance and addressing breaches of AML, KYC and Sanctions. He has good grasp of establishing control mechanisms, evaluating and reporting outcomes of compliance procedures across multiple markets.

Conny Dorrestijn

Founding Partner

Conny Dorrestijn

BankiFi’s Founding partner Conny Dorrestijn has worked in the international financial technology industry in a wide range of marketing and business development roles, most recently at Clear2Pay / FIS. She is an Advisory Board Member to Holland FinTech, Chair of the Supervisory Board at Blanco Services and an Associate of the Digital Insurance Agenda (DIA) and a Global Innovation Awards Judge at BAI (US). She is a co-host of the regular Fintech Cappuccino podcast.
With inclusion across gender, age and culture high on her agenda, she is a Global Ambassador of the EWPN – European Women in Payments Network. She is an Advisory Board Member and mentor for Money2020 Europe Rise Up programme. Her passion for generation Y and Z is translated in active student mentoring and her voluntary work for the Global Give Back Circle: www.globalgivebackcircle.org, where she is also active as a mentor for Kenyan students.

 

Tim Richards

Principal Consultant

Tim Richards

Tim Richards has over 30 years experience in the payments industry and related areas covering everything from the original EMV rollout through to e-Identity and e-Passport and including transit and mobile payments.

As Principal Consultant, Tim heads up the Open Banking practice at Consult Hyperion, the international technology company specialising in secure transactions. He provides specialist consultancy to banks, payment schemes, payment scheme intermediaries and retailers.

José Luis Langa

Deputy Managing Director

José Luis Langa

José-Luis is Deputy Managing Director at Iberpay, responsible for International and Business Development, since Iberpay was created in 2005. At this time, he was Managing Director of the Interbank Payment Service, the company that was transformed to create Iberpay. He has a solid background as a central banker after 15 years working at the Spanish Central Bank, including a secondment at the European Central Bank.
José-Luis is member of the ECB Advisory Group on Market Infrastructures for Payments (AMI-Pay) and represents Iberpay at the ECB Euro Cyber Resilience Board for pan-European Financial Infrastructures (ECRB).
He is also Deputy Chairman of European Automated Clearing House Association (EACHA) and member of its Board of Directors.
José-Luis has participated in several EPC groups, and he is currently member of the Scheme Technical Forum (ESTF) and the Request-To-Pay Multi-Stakeholder Group (RTP MSG).
He is responsible of the Cash Deposit Service in Spain, a service he was instrumental to launch. He has a strong knowledge about cash related issues. He has a long experience leading projects at Spanish, European and LATAM level.

Benoit Grangé

Chief Technology Evangelist

Benoit Grangé

Benoit Grangé is OneSpan’s Chief Technology Evangelist. He is focused on sharing OneSpan’s technology vision and deep industry insights with customers, partners and the broader global financial services market. In his role, Benoit helps build critical mass in support of OneSpan’s solutions to the technical standards in the marketplace around customer-centric anti-fraud solutions rooted in identity verification and management. His extensive experience in product management, product strategy, and leading engineering teams helped OneSpan generate significant growth during his tenure as Chief Technology Officer. He holds an MMath from the University of Bordeaux.

Anders Olofsson

Head of Payments

Anders Olofsson

Anders is Risk Management Leader at Finastra. His professional career includes similar leadership roles at D+H and Fundtech as well as sales and solution roles with IBM and LogicaCMG. He has over 20 years’ international business experience with deep technology, transformation and outsourcing experience, delivering successes for customers across their retail, wholesale, cash management and payments businesses. With meeting customers and speaking engagements across EMEA – European Central Bank 2019, Seamless Payments 2019 and Efma 2018 – he is always on the move. He is a passionate people leader who encourages his team to think differently. He holds a masters degree of Economics from Lund University as well as a master degree in business administration from Umea University.

Vince Warrington

CEO

Vince Warrington

Vince Warrington is a leading cyber security with over 20 years-experience heading-up large-scale, organisation-wide IT and cyber security programmes for central Government departments, blue chip private companies and well-known voluntary organisations across the globe. These have included: The Financial Conduct Authority, Open Banking, HM Treasury, and Saudi Aramco.

Vince recently set up Dark Intelligence – a digital intelligence agency offering a ground-breaking approach on performing surveillance on sophisticated cyber threat groups, frequently backed by hostile nation-states. Dark Intelligence also provides rapid alerting services to warn of active attempts to infiltrate company networks via the darknet, as well as actionable threat intelligence to internal security teams and alerting of hackers attempting to steal corporate data, helping to prevent a potential breach. Manned by former intelligence and law enforcement analysts, Dark Intelligence works closely with clients to help identify cyber-criminal, hacktivist, and Advanced Persistent Threat activity against their organisations.

Steven Lappin

Managing Director of Corporate Payments

Steven Lappin

Steven Lappin – Managing Director of Corporate Payments

Steven has over 19years’ experience at Barclays and is MD of International Corporate.

As MD of International Corporate, Steven has overall responsibility for merchant acquiring and payment gateway solutions in the International Corporate sphere within Barclays’ Card and Payments division. Prior to this, Steven led the global payment gateway and merchant acquiring sales teams covering multinational, large, mid-corporate and small business segments.

Steven began his career at Barclays in 2002 and has held a variety of sales and sales leadership roles across Cards & Payments, having been close to key developments in that time – from Chip & PIN, through to Contactless and the significant growth of eCommerce and mobile transactions incorporating alternative payment methods and digital wallets.

In recent years Steven has led and grown multiple global sales teams including European and US coverage alongside a deep focus on all segments across the UK. He has spent much of his time helping large corporate clients navigate the evermore complex payments landscape.

Steven is also a key leader for our wellbeing agenda and a vocal ‘straight ally’ for the Barclays Spectrum (LGBT) colleague network.

Oscar Neira

Senior Consultant

Oscar Neira

Oscar Neira is Business Development Manager with Codd&Date Suisse (Codd-date.ch) a IT and Business Consultancy firm specialized in Open Banking, ISO20022 Payments, Cybersecurity and Data & Machine Learning providing Strategy Consultants, Project Manager, Data Scientists and Analysts.

In his spare time he is correspondent for the Fintech and Banking news platform www.moneytoday.ch . In Social Media he is a well-known Fintech influencer.
Oscar serves in different Fintech Advisory Boards like Cashare.ch or Payrexx.com.

Oscar is a popular speaker on international events often as Key Note Speaker but also very appreciated hosting events.

His free time he spends with his family, cats and dog (Appenzeller Mountain Dog). As a lover of classic as well as spanish guitar he started to learn to play it.

Gary Farrow

Founder and Principal

Gary Farrow

Gary Farrow is Director of Triari Consulting, a consultancy specialising in regulatory-techni¬cal consulting and provider of IT architecture advisory services for the financial sector. As a lead architect on many successful programmes, he has undertaken senior roles at major banks and financial services firms in the UK and was the Chief Architect on the UK’s Open Banking initiative. Gary has deep domain specialism in payments systems architectures and cash/liquidity management solutions and broad experience across multiple financial ser¬vices domains. Recent interests relate to the application of intelligent automation and AI to banking operational processing. His work on payments systems architecture has been widely published and is a regular contributor and reviewer for the Journal of Payment Strategy and Systems. His professional associations include Fellow IET, Chartered Engineer and is an Open Group Master Certified Architect.

Fliss Berridge

Director and Co-founder

Fliss Berridge

I started out as a professional musician (trombone…the neighbours loved it!) and after several years I decided I wanted a job where I wouldn’t have to worry about money, so I went to law school in the evenings and re-trained to become a lawyer.

20 or so years on from all of that, I’ve co-founded a FinTech that makes getting paid easy.

Ordo puts people in control of their finances, with instant money transfer and real time notifications, it means everyone knows where they are with their money….which is exactly how it should be – and it needn’t be hard or expensive – so we’ve made sure Ordo is easy for everyone and low cost.

Fabrizio Dinacci

Directorate General Market Infrastructure and Payments

Fabrizio Dinacci

David Renault

Team Leader SEPA

David Renault

Since March 2009
EBA CLEARING
Team Leader SEPA
Relationship manager for France

November 2006 > February 2009
European Central Bank
Payment and Settlement Expert – TARGET Division
Responsible for TARGET2 Testing and Migration at ECB

Nilixa Devlukia

Payments, Digital Currency, Cryptoassets & Open Banking Expert I International Speaker I Diversity Advocate I Advisor

Nilixa Devlukia

Nilixa is the founder of Payments Solved a regulatory consultancy advising on the regulatory framework for crypto assets, CBDC, payment services and open banking both in the UK and globally. Nilixa is an experienced regulatory expert and lawyer with a Masters in European Competition Law and over 20 years of banking and payments experience gained from her time at Barclays, the FCA, the European Banking Authority and as Head of Regulatory at the Open Banking Implementation Entity. Nilixa has worked extensively with the European Commission, the European Central Bank, the World Bank and regulators across the globe. Nilixa has represented the UK and FCA on various EU and UK level committees including the ECB SecurePay Forum, the EU API Evaluation Group and the UK Payment Strategy Forum and lead on the publication of the FCA Approach Document on Payment Services and EBA Consultations. Nilixa is a well know public speaker and works with industry, regulators and legislators to drive changes in the banking and payments ecosystem for a payments and open banking landscape that is secure, transparent and inclusive..

Xavier Herrero

Manager Operations Groups

Xavier Herrero

Frans C. van Beers

Head Product Management Payments

Frans C. van Beers

Frans van Beers is Head Payments Product management at the Dutch Payments Association since 2013 and has over 25 years of experience in payments in various positions. He participated in the NL interbank IP-programme from start to end. He is also actively involved in SCTinst developments and related activities at the European Payments Council (EPC).

Martin Rosa

Product Owner

Martin Rosa

Martin is a team leader of Payment business models squad, an internal startup seeking for new opportunities and partnerships. He is an experienced professional with more than 10 years in payments. In his career, he held range of business, project and leadership roles on acquirer, card scheme and innovators side. With his team he drives prototyping, agile product development and end2end delivery of new services. In free time, Martin loves hiking in nature, playing football, boxing and spending time with his family and friends.

Timothée Grüner

Chief Commercial Officer

Timothée Grüner

Timothée Grüner is Chief Commercial Officer at Antelop, responsible for all business development and marketing activities. . He is assisting card issuers and banks with leading Visa, Mastercard, CB certified digital payments, tokenization, and strong customer authentication (SCA) solutions.
Before joining Antelop, Timothée spent 6 years in strategy consulting at A.T. Kearney as Strategy Manager working for French & European banks in strategic planning, focussing on multiple payments projects (mobile payment, wallets, issuing & acquiring processing, interbank & ACH, certification, schemes relationships, payment innovation).

Ranjit Balijepalli

Payments Optimisation at Stripe

Ranjit Balijepalli

Ranjit partners with our customers to develop optimisation strategies and enhance performance across authentication, network acceptance, fraud, and cross-border flows. His experience includes providing advisory and consultancy services to clients in e-commerce, retail banking, credit card issuing, and fintech in Europe and North America. Prior to Stripe, Ranjit was a senior manager in cards and lending solutions at Verisk Financial.

Adam Davies

Issuer Partnerships at Stripe

Adam Davies

Adam is responsible for our partnerships with issuing banks in EMEA, scaling Stripe’s issuer infrastructure and implementing optimization strategies to improve performance. Previously, Adam led Stripe’s network partnerships in Europe and supported the development of our SCA strategy and product suite.

Mario A Benedict

Head of APIs and Open Banking, EMEA- Digital Solutions, Wholesale Payments

Mario A Benedict

Mario is the Head of Open Banking / APIs and Digital Product Solutions for Wholesale Payments in EMEA, at J.P. Morgan.

Mario partners with Sales to offer differentiated, innovative digital product solutions for our clients and drive new business growth. In addition, Mario works closely with the global Open Banking team to build out the API product catalogue, drive client adoption in the region and focus on co- creation with our clients. Mario is also responsible for establishing and driving partnerships with TMS, ERP Vendors and FinTech’s to enhance our value proposition.

Mario has extensive experience across Wholesale Payments products, APIs, Open Banking and Digital Channel Solutions and deep understanding of our clients.

Mario completed the Fintech Programme at Said Business School, University of Oxford and has a B. Eng (Hons) in Computer Systems and Electronics from King’s College, University of London.

Masha Cilliers

Specialist Partner (Associate)

Masha Cilliers

Masha Cilliers is a senior professional with over 25 years’ experience in payments across online and customer present channels, fraud and identity management, payment and related regulation compliance. With a special passion for payment innovation, new payment models such as marketplaces and fintechs and growth and expansion strategy.

Masha is a Specialist Partner at the consultancy firm Be | Shaping the Future, as well as a Principal Consultant at Payment Options Ltd, Board Advisor to Limonetik and a Non-Executive Director at two UK fintechs PaySME and Trust Payments. Prior to becoming a consultant and an advisor, she held a variety of senior appointments within the payments industry including at MasterCard, Visa, Microsoft, Cybersource and Ingenico. She has a track record in delivering complex payment solutions for a broad range of merchants from enterprise to SMEs as well as for payment facilitators and marketplaces. Masha is a frequent speaker at conferences, events and webinars as well as making appearances on BBC and in various publications such as Financial Times.

Kannan Rasappan

CEO

Kannan Rasappan

Open Banking expert who has worked & advised leading financial institutions in the UK – RBS, HSBC, WorldPay, Lloyds Banking Group. An active participant at various working groups on Open Banking and speaker at various conferences. Currently serving as Advisor to Berlin Group’s NextGenPSD2 standards – EU’s most widely used API specification. Also currently serving as Open Banking Advisor at Grant Thornton. CEO & founder of Banfico, who is helping banks to get PSD2 compliant by providing consulting & implementation services.

A strong advocate of Open Standards and expert in identity & security. Come from a highly technical background with 18 years of experience & is a hands-on solution architect. Graduate in Applied Mathematics

Vilmos Lorincz

Managing Director, Data and Digital Products

Vilmos Lorincz

Javier Santamaría Navarrete

Chair of the European Payments Council

Javier Santamaría Navarrete

Javier Santamaría is the Chair of the European Payments Council since June 2012, and has been one of its members since its creation in 2002. During decades as a bank employee, Mr. Santamaría accumulated a broad and balanced expertise in the intertwined dimensions of payments – business-related, operational, technical – across different client segments and product lines, in the legacy and the innovative spheres, which he now further develops as an independent self-employed professional. Mr Santamaría is also Chair of the Iberpay Board. Former Head of Operations and Business Services, he was Senior Vice President at Banco Santander until December 2016. He was a member of the Board of the Euro Banking Association and a Director of the SWIFT Board until the end of 2016

Ronan Hughes

Principal Architect for Core Banking and Group Manufacturing

Ronan Hughes

Ronan is a Principal Architect for Bank Of Ireland for Core Banking, delivering new technology and solutions to Bank Customers. Prior to this Ronan has also been the UK Board Member on the European Payment Council of the Scheme Management Board, was also the Head of European Payment Schemes for RBS and chairing their Euro Payments Board while sitting on the UK Payments European working group and acting as shareholder in the European Banking Association.

Elena Gomez

Global Domestic Payments Product Manager, Director, Treasury and Trade Solutions

Elena Gomez

Elena Gomez is the Global Instant Payments Head at Citi, responsible for the global product strategy and commercialization of Instant payments at Citi.

Elena has over 19 years experience in Financial Services. Since joining Citi in 2004 she has held a number of roles within the bank – covering Network, Operations, Project and Product Management, among other functions. Through these roles Elena has supported and led multiple Payment and Receivables products and built a wealth of expertise in transactional banking. Elena also plays an active role in industry forums and working groups.

Elena holds a Bachelor degree in English Studies by UAM Madrid, and a Masters in Financial Services by University College Dublin.

Jenny Winther

Secretary General

Jenny Winther

• Secretary General, Nordic Payments Council (NPC) (2019 – Present)
• CEO, Swedish Payments Council (2017 – 2019)
• Head of Payment and Clearing Products and Services, Bankgirot (2014 – 2017)
• Product Manager Mobile Payments/Swish, Bankgirot (2011 – 2014)
• Key Account Manager, Bankgirot (2009 – 2011)
• Business Consultant Financial Services, Logica (CGI), (1997 – 2009)

Vincent Brennan

Head of Group Payments & BCM

Vincent Brennan

Vincent is Head of Group Payments & BCM at Bank of Ireland where he is responsible for Electronic and Card Payment Services and related change and transformation programmes. He also has responsibility for Business Continuity and leads the bank’s operational readiness response to the Covid-19 pandemic.

Vincent is Deputy Chairman of Euro Banking Association, he chairs the EBA’s Open banking Working Group he is a very active contributor to the EBA’s and other industry activities and events

Richard Aernout

Deputy Head of the Project Management Department

Richard Aernout

After an IT carrer as service provider, Richard Aernout has worked at Banque de France (French National Bank) since 2017.

Between november 2017 and november 2020, Richard has drived a team of 15 business analysts, in charge of the SWIFT infrastructure at the Banque de France and all the compliance architecture including AML, fight against financing of terrorism and fight against fraud. Through this experience, he has enhanced his skills on this topics by integrating market softwares and designing in-house applications.

Since december 2020, Richard Aernout is the deputy head of the division managing all the projects for the Banking Services Department (Account holding, SWIFT, Compliance, BI, Exchange platforms).

Emile Hennequin

Open Banking Partnerships & Sales

Emile Hennequin

Since July 2019 Emile Hennequin has been active in ABN AMRO’s Open Banking (OB) team with focus on transaction banking, responsible for Sales and Partnerships of commercial APIs. Prior to that, Emile headed ABN AMRO’s Rotterdam based Cash & Liquidity Management Sales team for Large Corporates as of 2010, while servicing an international client portfolio active in the sectors Retail, Industry and Technology. Before that Emile held various positions in consulting and relationship management at Fortis Bank, ING and MeesPierson.

John Walsh

Head of Domestic Payments & Receivables and Product Development EMEA

John Walsh

Phil Hong

EMEA Digital Channels Head, Treasury & Trade Solutions

Phil Hong

Phil Hong is EMEA Digital Channels Head for Citi’s Treasury and Trade Solutions business, and has responsibility for API, host-to-host, SWIFT and online banking customer channels, plus also statements, reporting services, and digital security. Digital Channels enable Citi’s corporate and institutional customers to access Citi’s global payments, collections, trade, supplier finance and other cash management services, including through the integration of client ERP and treasury management systems. Phil has played a leading role in Citi’s approach to PSD2 and Open Banking, participating in UK OBIE and UK Finance discussions. Prior to joining Citi in 2007, Phil spent four years at American Express managing commercial card products, and 12 years at Thomson Reuters in product, market management and technology roles, developing real-time dealing and market information products for wholesale financial markets.

Andrea Cintulova

Group Product Owner

Andrea Cintulova

Andrea is a Group Product Owner for delivery of PSD2 APIs and further “beyond PSD2” premium API use cases in Raiffeisen Bank International. Having implemented PSD2 APIs for Raiffeisen Network Banks from the EU area (CZ, BG, HR, HU, RO) according to the Berlin Group standard and Czech Open Banking Standard, she ensured successful delivery of both Sandbox and production APIs solutions within regulatory deadlines, achieving fallback exemptions from National regulators. Andrea has a background of Business Analyst and Credit Analyst, with 8 years of banking and consulting experience, currently focused on Open Banking use cases.

Gian Battista

Head of Digital Payments and Services

Gian Battista

As Head of Digital Payments and Services, Gian Battista is currently responsible for developing and positioning strategies for innovative payment and Open Banking solutions both for retail and business customers of Intesa Sanpaolo, the largest bank in Italy. This role exposes Gian Battista to several challenges every day in leading his team, dealing with a highly competitive market and negotiating with third party players such as Payment networks, fintechs and non-financial service providers, in addition to fostering the digital culture within a territory anchored giant. Moreover, in his tenure at Intesa Sanpaolo he has been working on the ideation, creation and launch of some of the most innovative digital products of the bank such as the mobile wallet of the bank, called XME Wallet, that help customers managing their expenses and gain access to the most innovative payment solution in the market such as Apple Pay and Samsung Pay. As well, he is responsible for the creation of new solutions in the Open Banking field, such as XME banks, the new financial aggregator (AISP & PISP) provided by Intesa Sanpaolo. Gian Battista has over 10 years of experience in the banking industry and he has been previously working within the Marketing dept

Michael Knetsch

Global Head of Instant Payments Development

Michael Knetsch

Michael is Director Business Product Expert at Deutsche bank. He is responsible for driving delivery of Payment capabilities, innovating client proposition development for Retail, corporate, FI & NBFI client base, building Relationship; networking within intra-bank, corporate & industry fora within EMEA. He has deep knowledge of the complete end to end cash management value chain and related proposition and products

Antonio Barzachki

Senior policy expert

Antonio Barzachki

Antonio has been working at the EBA for 3 years on payments-related topic. He has led the development of a number of PSD2 mandates, the EBA Opinions on SCA and eIDAS, the EBA PSD2 Register and the work on PSD2 Q&As. He has also been actively involved in the EBA API WG and the major incident reporting under PSD2. He has lead the development of the EBA flagship publication in the consumer protection space – the Consumer Trends Report. Before joining the EBA, Antonio was a head of unit at the Bulgarian National Bank and responsible for authorisation and supervision of payment service providers. Antonio was also a senior expert in a project for transposition of PSD and EMD in the Macedonian legislation. He also used to teach Banking in a university in Bulgaria.

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