Past Speakers

Attila Csutak

Vice President- Faster Payments

Attila Csutak

Andy Schmidt

V.P Industry Lead – Banking

Andy Schmidt

Over 30 years of financial services experience as a banker, consultant, and analyst at Bank of America, EY, and Gartner – guiding banks, vendors, and start-ups in making key business and technology decisions

Chairs CGI’s Banking Industry Growth Council, sits on CGI’s Banking Industry Strategic Cabinet and US Banking Steering Committee, and previously served on the Federal Reserve’s Faster Payments Task Force.

Primary expertise spans current and emerging payments types, anti-money laundering (AML), Know Your Customer (KYC), and onboarding

Additional expertise includes product and market strategy, innovation, data, mergers and acquisitions, and translating complex technologies into straightforward business opportunities

R. Whitney Anderson

Co-Founder & Board Member

R. Whitney Anderson

Whitney Anderson is a co-founder of Fraud.net, an AI-powered enterprise fraud detection, prevention, and analysis platform. He is an entrepreneurial CEO with over 30 years of experience in banking, technology, fraud and applied AI/machine learning. He began his career in international banking at BofA, then was recruited by Kroll Associates, a specialist in complex and large-scale fraud. For the last 17 years, Whitney has been building technology startups to solve big, impending problems.

David Found

VP of Software

David Found

David has spent 10+ years modernizing enterprises by delivering leading edge cloud solutions. His digital transformation experience spans a variety of industries, including Financial, Healthcare, Legal, Government and more. As VP of Software, he provides leadership to our software consultants by establishing strategies for innovation aligned to business solutions and driving a world class team at all levels. Most recently, David and his team delivered payment rails integration with The Clearing House for a leading enterprise payment platform, enabling the client to continue to move more of their business to real-time operations.

Dave Scola

Chief Executive-US

Dave Scola

Dave joined Form3 in 2022 in order to lead the charge to bring Form3’s platform and capabilities to bear on the US market.

Dave has worked in transaction banking for over 20 years and has joined Form3 from SWIFT where he was Chief Executive for the Americas, UK and Ireland with responsibility for the company’s largest relationship as well as its global securities business.

Prior to SWIFT, Dave was the Global Head of Financial Institutions at Barclays, responsible for the bank’s correspondent banking, FI trade, flow FX, and liquidity management businesses for FIs.

He has also worked at Deutsche Bank and Bank of New York in both product and strategy roles and across various products lines including cash, trade finance, custody and corporate trust.

Sushil Prabhu

Chairman & CEO

Sushil Prabhu

Sushil has been a technology leader, innovator, and entrepreneur for over 30 years. He is the CEO and co-founder of Dropp, a digital micropayment platform. Before Dropp, he spent 16 years as CEO and co-founder of OpenCrowd, a Fintech product innovation firm helping Investment banks and startups build and launch products.

Before co-founding OpenCrowd, Prabhu was the Chief Technology Officer of Scient, one of the fastest-growing Internet Services firms in 2000. Sushil was responsible for architecting and building online banking and peer-to-peer payment systems for major global banks. He was also Director of Technology for Cambridge Technology Partners, the most successful client-server distributed technology services firm in the 90s.

Aatif Ansari

VP- Real-Time Payments

Aatif Ansari

Aatif is a Product Manager for Real Time Payments, with a focus on global client experience management, providing product strategy, clients solutions as well as onboarding high profile clients globally.

Aatif has been with J.P. Morgan for over 10 years, where he has worked in multiple product roles across different countries up to his current role. Prior to his current role, Aatif has worked in product development and commercialization of Real Time Payments in Asia Pacific region.

He also recently joined in the industry workgroup such as US Faster Payments Council.

Aatif holds his Bachelor’s Degree in Engineering from University of Mumbai and recently completed his Master of Business Administration from National University of Singapore.

Ana Garcia

Executive Director - Real-Time Payments

Ana Garcia

Ana is a Senior Product Manager for Real Time Payments, the first new payment type in the U.S. in over 40 years. Ana is responsible for leading Real Time Payments (RTP) Product in North America. As a product owner, she is responsible for shaping product strategy, driving commercialization with corporate customers, and implementing enhancements and controls.

Prior to joining J.P. Morgan, Ana spent over 20 years in Global Transaction Banking at Deutsche Bank in both Product Management and Operations. Ana is recognized as an AAP and has over 20 years of experience managing a variety of payments products, among other distinctions in the payments field. Ana holds a Bachelor of Arts and Science in Business Administration from Rutgers University.

Hitender Sachdeva

Director Real-Time Payments, Products, RTR Exchange

Hitender Sachdeva

Highly accomplished and Internationally Trained professional with award-winning implementations in Payment modernization, Digital Transformations, Product Management, Global Transaction Banking, Cash Management, Customer Service, and Client Experience, worked with high net-worth Corporate and Retail customers in large banks.

With over 20 years of experience working across Corporate and Retail banking, I have developed a broad and extensive skill set that has allowed me to consistently provide innovative solutions to customers with a meticulously organized, trouble-free, and enjoyable digital banking experience.

As a driven individual with sound product and project management abilities and research skills, I have amassed a vast knowledge of key aspects of Digital Transformation, Payments, Open Banking, and Best Service delivery practices to multiply business.

Isak Penttila

Payments Consultant & ISO 20022 Lead - Modernization

Isak Penttila

Passionate about payments modernization and worldwide access to secure, interoperable payment systems, I have been fortunate to find myself at the forefront of Payments Canada’s modernization efforts, helping to define Canadian usage of the international ISO 20022 standard for the Real-Time Rail and high-value system Lynx. My extensive knowledge and expertise in this area has also allowed me to represent Payments Canada as an engaging public speaker in multiple conferences.

Working closely with Payments Canada’s members and stakeholders, I help to analyze Canadian banking systems and business needs, assessing potential solutions to identified issues and proposed ISO 20022 message development initiatives while recommending strategic approaches (both systemic and operational) to support the best way forward for Payments Canada and the Canadian financial ecosystem.

Driven by innovation and global cooperation, I continually challenge myself to remain at the forefront of key developments and trends in Payment Market Infrastructures and Modernization efforts, and as such, regularly collaborate with various worldwide organizations and financial governing bodies including the European Central Bank, the Bank of England and the U.S. Federal Reserve.

Tom Zschach

CIO

Tom Zschach

Robin Borelli

Head of Financial Services

Robin Borelli

Accomplished digital strategist and product manager with 20+ years’ experience in industry and at boutique user experience agencies. Deep knowledge of financial services from both the agency and client sides. I don’t hesitate to tackle the challenging projects and issues, and have produced successful outcomes by building highly productive teams and cultivating camaraderie. My motto is “be a good egg.” I believe it’s not just what you do, but how you do it.

I’m proud to lead a Women in Leadership community that started with virtual roundtables during lockdown in 2021 and has expanded to encompass a growing cohort of female executives who gather quarterly to connect, inspire and learn from each other.

Specialties:
• Relationship and account management and sales
• Product and client experience strategy
• Building and leading cross-functional teams (strategy, design, technology, marketing) to deliver complex engagements
• Creating and teaching educational programs and facilitating sessions for highly matrixed organizations
• Qualitative and quantitative research
• Mentoring the next generation of leaders

Allison Baller

V.P and Head of Industry Readiness, FedNowSM

Allison Baller

Dan Gonzalez is a vice president – national account director for the Federal Reserve’s Customer Relations and Support Office, based out of the Federal ReserveBank of Chicago.

Gonzalez’s responsibilities include collaborating and engaging with the industry to define and prioritize system improvements that advance payment speed, efficiency and security. He has overall responsibility for the Federal Reserve’s Financial Services relationships with the top 25 financial institutions in the country, as well as payment networks and service providers. Gonzalez spent the last several years working closely with key industry participants on their efforts to establish faster and more efficient payment systems. He has over 28 years’ experience in payments, sales, marketing and management in the financial services industry.

Gonzalez is a graduate of Siena College (Loudonville, NY) and the Federal Reserve’s Business Development University. He resides in Charlotte, North Carolina.

Lee Kyriacou

VP, Real-Time Payments

Lee Kyriacou

Manuela Veloso

Head AI Research

Manuela Veloso

Manuela Veloso is Head of J.P. Morgan Chase AI Research and Herbert A. Simon University Professor Emerita at Carnegie Mellon University, where she was previously Faculty in the Computer Science Department and Head of the Machine Learning Department. She is the past president of the Association for the Advancement of Artificial Intelligence(AAAI), and the co-founder and Past President of the RoboCup Federation. In her career, she has received numerous awards and honors, including: National Science Foundation CAREER Award, Allen Newell Medal for Excellence in Research, Radcliffe Fellow at the Radcliffe Institute for Advanced Study (Harvard University), Einstein Chair Professor of the Chinese Academy of Sciences, and the ACM/SIGART Autonomous Agents Research Award for “contributions to the field of artificial intelligence, in particular in planning, learning, multi-agent systems, and robotics.” Veloso is a Fellow of AAAI, AAAS, ACM, and IEEE. She was elected in 2022 to the National Academy of Engineering.

Michelle Brick

Senior Director, Real-Time Payments Digital Integration

Michelle Brick

Cheryl Gurz

RTP Product Manager

Cheryl Gurz

Tom Lopes

SVP- Commercial Payments

Tom Lopes

Tom’s team manages payment products leveraging ACH, Wire, Check and Instant Payments for business clients of Peoples United Bank. He has had a lengthy career in the payments space at Peoples, Chemical Bank and Citibank. During his career, Tom has held roles in Service, Operations, Product Management and New Product Development, managing large and small teams. In his current and former role at Citi, he was responsible for the Commercial Bank strategy around faster ACH and Real Time Payments and he has been directly involved in all major industry changes for the past 15 years through collaboration with The Clearing House, NACHA, NEACH, The Federal Reserve Bank as well as numerous FinTech providers. He has spoken on a wide range of topics such as Risk and Fraud, Business email Compromise, Real Time Payments, Client UX, ACH Rules and Same Day ACH at TEXPO, NEAFP, NYCE, Windy City, NACHA Payments and AFP.

Alex Yang

Director- Connected Banking

Alex Yang

Alex Yang is responsible for the CashPro API client community and GTS’ open banking strategy. He and his fellow product managers focus on how they can best deliver commercial banking data and services to clients and their technical service providers securely and efficiently. He serves on the board of the Afinis organization, and enjoys collaborating with industry peers on the topic of API standardization.

Alex joined Bank of America as a summer intern, and has spent his entire career in GTS product management. He has been responsible for global payments and foreign exchange, EDI and ISO XML standardization, invoice presentment and biller gateways, and Enterprise Resource Planning (ERP) and Treasury Management System (TMS) integration.

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