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Carmen Podgurschi is the Emerging Services Lead at Wells Fargo Global Transaction Services. Emerging Services and Infrastructures team pursues transformational cash management rails and initiatives, such as real-time payments, open banking, embedded finance, smart routing, infrastructure modernization, and client experience digitization.   Carmen is a founding member of the SWIFT GO initiative, a cross-border payments initiative geared to bringing upfront transparency on fees, FX, duration, to increasing...

Jesse Sandoval is a senior vice president and group manager with East West Bank’s Global Transaction Services division. In this capacity, he leads a team of product managers who support payment services throughout the division. As an industry leader, Jesse has led strategic planning and implementation of successful customer experience programs, product development, marketing, onboarding, risk management, profitability analysis, and organizational alignment initiatives for banks....

Martin Kyle is the Chief Information Security Officer at Payments Canada. He is responsible for the organization’s corporate security program, including both cyber and physical security. Prior to joining Payments Canada in 2017, Martin held a similar role in the cooperative sector of Canadian financial institutions. He also has a deep background in technology development, implementation, and oversight. Martin is President of the National CISO...

Working closely with Payments Canada's members and stakeholders, Isak helps to analyze Canadian banking systems and business needs, assessing potential solutions to identified issues and proposed ISO 20022 message development initiatives while recommending strategic approaches (both systemic and operational) to support the best way forward for Payments Canada and the Canadian financial ecosystem.   Driven by innovation and global cooperation, Isak continually challenges himself to remain at...

Mayank Mishra is Managing Director and Global Head for Digital Connectivity Platforms for Treasury and Trade Solutions at Citi. His areas of expertise include digital Strategy, Digital Transformation and Innovation in Customer Experience. Mayank Mishra has over 27 years of industry experience across multiple geographies. He is also a member of Fintech Advisory Board for MUMA School of Business, University of South Florida. Mayank Mishra...