Antonio has been working at the EBA for 3 years on payments-related topic. He has led the development of a number of PSD2 mandates, the EBA Opinions on SCA and eIDAS, the EBA PSD2 Register and the work on PSD2 Q&As. He has also been actively involved in the EBA API WG and the major incident reporting under PSD2. He has lead the development of the EBA flagship publication in the consumer protection space – the Consumer Trends Report. Before joining the EBA, Antonio was a head of unit at the Bulgarian National Bank and responsible for authorisation and supervision of payment service providers. Antonio was also a senior expert in a project for transposition of PSD and EMD in the Macedonian legislation. He also used to teach Banking in a university in Bulgaria.