Carmen Podgurschi is the Emerging Services Lead at Wells Fargo Global Transaction Services. Emerging Services and Infrastructures team pursues transformational cash management rails and initiatives, such as real-time payments, open banking, embedded finance, smart routing, infrastructure modernization, and client experience digitization.
Carmen is a founding member of the SWIFT GO initiative, a cross-border payments initiative geared to bringing upfront transparency on fees, FX, duration, to increasing payment delivery speed, with real-time traceability and competitive pricing to low-value transactions for small business, retail, and corporate customers.
Carmen earned her MBA from the University of Maryland and is currently continuing her digital education with the Full Stack Development Program with MERN at MIT / xPro. Visit https://cpodgurschi.github.io/ for her current projects.