Michael Berger is the head of Munich Re’s AI insurance unit, which structures insurance solutions for risks around AI implementation, including performance shortfall and discrimination risks. He and his team predominantly work with AI start-ups. Michael has been based in Palo Alto, California, USA since 2016. Prior to his current role in Silicon Valley, he worked for Munich Re in Munich, Germany, and London, UK, where he was responsible for structuring innovative corporate insurance and reinsurance solutions. He holds a Masters in Information and Data Science from UC Berkeley, a PhD in Finance and a Masters in Business Administration from the Bundeswehr University Munich, and a Masters in Philosophy from Ludwig Maximilian University in Munich.