He studied Business Administration in Karlsruhe, Germany. Then he worked 10 years for the Generali Group in Germany with responsibility for several huge distribution areas. In 2002 he joined Creditplus Bank AG in Stuttgart, a subsidiary of the Credit Agricole Group, as Chief Representative, responsible for the branch network, marketing and the digital activities. In 2011 he took on the responsibility for the strategic marketing department of Crédit Agricole Consumer Finance in Paris. In this time he was responsible, alongside others, for the digital transformation project of the Group. In November 2015 he joined Crédit Agricole Italy as Chief of Digital Transformation and steered the transformation process for 4 years. In August 2019 he returned to Creditplus Bank with the aim to restructure the back-office activities under consideration of modern technologies (chatbot, RPA, …).