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Ana is a Senior Product Manager for Real Time Payments, the first new payment type in the U.S. in over 40 years. Ana is responsible for leading Real Time Payments (RTP) Product in North America. As a product owner, she is responsible for shaping product strategy, driving commercialization with corporate customers, and implementing enhancements and controls. Prior to joining J.P. Morgan, Ana spent...

Highly accomplished and Internationally Trained professional with award-winning implementations in Payment modernization, Digital Transformations, Product Management, Global Transaction Banking, Cash Management, Customer Service, and Client Experience, worked with high net-worth Corporate and Retail customers in large banks. With over 20 years of experience working across Corporate and Retail banking, I have developed a broad and extensive skill set that has allowed me to consistently provide...

Passionate about payments modernization and worldwide access to secure, interoperable payment systems, I have been fortunate to find myself at the forefront of Payments Canada's modernization efforts, helping to define Canadian usage of the international ISO 20022 standard for the Real-Time Rail and high-value system Lynx. My extensive knowledge and expertise in this area has also allowed me to represent Payments Canada as an engaging...

Deborah Baxley - International payments consultant, recognized expert in the industry, creator of growth strategies for new and existing markets with over 25 years’ experience consulting to banks. Through work in fifteen countries, advised issuers, acquirers, networks and processors on product direction and competitive positioning, delivering millions of dollars in new revenue or operating cost savings. As founding and Board member of the Faster Payments...

Deborah Baxley - International payments consultant, recognized expert in the industry, creator of growth strategies for new and existing markets with over 25 years’ experience consulting to banks. Through work in fifteen countries, advised issuers, acquirers, networks and processors on product direction and competitive positioning, delivering millions of dollars in new revenue or operating cost savings. As founding and Board member of the Faster Payments...

Kristine Conrath is a seasoned C-level executive with over 25 years of experience delivering strategies, technology solutions, and operational enhancements for both the private and public sectors. She is known for her ability to drive strategic vision and transformation, optimize operations, generate revenue, and ensure high customer satisfaction. Throughout her career, Kristine has specialized in creating and implementing comprehensive strategic visions and tactical roadmaps. She provides...

Steve Kenneally works at ABA on issues related to a range of payment systems including check, ACH, card, wires, as well as coins and paper money. He spends an increasing amount of time focused on emerging payment technologies such as mobile payments, virtual currencies, and blockchain technology, with an eye towards making them faster, safer and frictionless in the future. He is the staff liaison...