US Current Speakers

Robyn King is the Director for Industry Relations at Payments Canada, where she oversees the external relations function that manages stakeholder engagement with member financial institutions and broader stakeholder groups, and also oversees the industry governance function for the organization. She has more than 17 years of experience in transactional banking, merchant acquiring, card payments and payment modernization in both the Canadian and Southern African markets.

Portfolio Manager skilled in developing strategic roadmaps and execution plans to create differentiated solutions for Enterprise Payments and
Commercial Digital offerings. Intuitive leader that can shape ideas from conceptualization to realization of enterprise value. Enabling revenue and
efficiency targets through strategic partnerships and flawless execution. Close to two decades of leading complex, large-scale, multi-geography
transformations in Banking industry, of which half has been in the US focused on modernization efforts in Enterprise Payments and Wholesale Banking. Leads strategic roadmaps and planning for Enterprise Payments at Truist such as ISO 20022 standards for high-value wire payments, ACH payment rails improvements, payments orchestration, Commercial Digital platforms and new capabilities across Integrated Commerce, Real-time Payments and Instant Payments. These initiatives have enabled client commerce and revenue growth by providing seamless, innovative, and secure payment solutions. Leads by creativity and collaboration to manage risks, address challenges, and identify areas of efficiencies. Nominated for 2024 Women in Payments Innovation Award in US. Widely recognized as an effective leader and has a positive impact to internal teams. Leading industry insights on opportunities and hurdles for Banks undertaking the payments transformation journey.

Jeff has worked in Financial Crime Compliance with over 13 years of experience in AML, Sanctions, Fraud, AB&C and Tax Evasion at HSBC. Jeff has held US and global roles covering Correspondent Banking/Multi-National Corporate Customer groups as well as Wholesale Payments/Transactional Banking product lines. His responsibilities included support and oversight to the regional FC Product Advisory teams and Global Product Managers in his global roles as well as support to Relationship and Product Managers in his current domestic role. More recently, Jeff is directly supporting the HSBC Bank USA’s Embedded Banking (Banking as a Service) proposition with Oracle/NetSuite and actively supporting the transition to ISO 20022. When not working, Jeff likes to spend time with his wife and daughter. Whenever there is a free moment (few and far between) he also enjoys Fishing.

Jon has more than 20 years of experience in various payments, card and research, and development roles. He has been responsible for major payments product launches, managed research and competitive intelligence functions, and led the development of industry-first card technology. Prior to joining TD, Jon worked at Citibank where he launched CitiPay, the first proprietary bank digital wallet in the U.S. Before Citibank, Jon was the Head of Competitive Intelligence, Consumer Products at Bank of America. In that role, he focused on branch comparison studies and ongoing competitor benchmarking. Prior to that, Jon worked in R&D developing the first customer-facing instant issuance kiosk to print out payment cards as well as health care payment systems. In 2007, one of his products won
Payment Product of the year at the Payments Symposium in Las Vegas. While at Bank of America, Jon also held leadership positions in Credit, Portfolio Quality, Marketing and Research. Jon started his career at MBNA as a Customer Service Representative (CSR) and believes speaking to 200 customers every day was the most influential learning experience of his career.

Marcos is the Global Single Point of Contact (SPOC) of the Go-To-Market team at SWIFT, located in New York. He plays a crucial role in supporting the worldwide adoption of ISO 20022 Cross-Border Payments and Reporting messages as part of SWIFT’s ISO Adoption Programme. Marcos closely collaborates with banks and other financial institutions to promote innovations in the end-users’ payment experience. He also works towards harmonizing systems/schemes and refining the operational efficiency to achieve the SWIFT strategy of fast and frictionless payments.

Miriam Sheril is the Head of Product in the US at Form3 with responsibility to build out and enhance Form3’s product capabilities in the US, focusing real time payments and other rails such as the Federal Reserve’s FedNow service and The Clearing House’s RTP service. Miriam comes with more than 13 years’ experience in financial services, where she focused on product and software development and management. She joins Form3 from the Federal Reserve Bank, where she was most recently the FedNow Core Product Manager Lead AVP, responsible for the design and build of the FedNow product since its inception.

Seasoned Product Executive with obsession for customer experience, passion for technology and bias for action. Successful in building and managing diverse and cross-functional product teams, focused on delivering scalable, efficient and cutting-edge high-quality products and services. Thrives in a versatile environment. Savvy decision maker to achieve strategic objectives.

At Citi, I led the Payment & Receivables Product development for
TTS (Treasury and Trade Services), the innovation program D10X and international digital payments technology group of product managers for retail banking

At a startup (Verient), I developed and managed the Virtual card platform and product features for commercial card automated payments.

Accomplished Technology Leadership & Management Professional with a wealth of experience driving delivery of global digital transformation programs involving Model development, Data Modelling, Data Governance, Data Privacy, Anti Money Laundering(AML), Regulatory Compliance, IT/Technology Strategy, Software/Application Delivery, Business Process Management(BPM), IT Infrastructure and the Cloud.

With a proven track record of solving complex business issues using technology to enhance speed to market, build scalability and deliver an improved stakeholder experience, skilled resource allocation to achieve all deliverables, Develops & deploys robust processes which achieve operational excellence, leading business and technology change initiatives, results-driven change agent creates a shared vision and leads from the front to build, empower and motivate multi-cultural, cross-functional teams to achieve goals and expectations.

Dan Gonzalez is a vice president – national account director for the Federal Reserve’s Customer Relations and Support Office, based out of the Federal ReserveBank of Chicago.

Gonzalez’s responsibilities include collaborating and engaging with the industry to define and prioritize system improvements that advance payment speed, efficiency and security. He has overall responsibility for the Federal Reserve’s Financial Services relationships with the top 25 financial institutions in the country, as well as payment networks and service providers. Gonzalez spent the last several years working closely with key industry participants on their efforts to establish faster and more efficient payment systems. He has over 28 years’ experience in payments, sales, marketing and management in the financial services industry.

Gonzalez is a graduate of Siena College (Loudonville, NY) and the Federal Reserve’s Business Development University. He resides in Charlotte, North Carolina.

Sushil has been a technology leader, innovator, and entrepreneur for over 30 years. He is the CEO and co-founder of Dropp, a digital micropayment platform. Before Dropp, he spent 16 years as CEO and co-founder of OpenCrowd, a Fintech product innovation firm helping Investment banks and startups build and launch products.
Before co-founding OpenCrowd, Prabhu was the Chief Technology Officer of Scient, one of the fastest-growing Internet Services firms in 2000. Sushil was responsible for architecting and building online banking and peer-to-peer payment systems for major global banks. He was also Director of Technology for Cambridge Technology Partners, the most successful client-server distributed technology services firm in the 90s.

Deborah Baxley – International payments consultant, recognized expert in the industry, creator of growth strategies for new and existing markets with over 25 years’ experience consulting to banks. Through work in fifteen countries, advised issuers, acquirers, networks and processors on product direction and competitive positioning, delivering millions of dollars in new revenue or operating cost savings. As founding and Board member of the Faster Payments Council, member US Federal Reserve Faster Payments Taskforce, chair of the US Payments Forum’s Mobile and Touchless Payments Working Committee, co-founder of NYPAY and through frequent keynote speaking and writing, recognized for insights on the future of payments.

Steve Kenneally works at ABA on issues related to a range of payment systems including check, ACH, card, wires, as well as coins and paper money. He spends an increasing amount of time focused on emerging payment technologies such as mobile payments, virtual currencies, and blockchain technology, with an eye towards making them faster, safer and frictionless in the future. He is the staff liaison to two standing member committees focused on payments issues in addition to ABA’s Emerging Payments Advisory Group. He served as Chair of the International Banking Federation Payments Working Group and he is an elected member of the board of the Faster Payments Council and serves on Nacha’s Payments Innovation Alliance Consumer Payments Advisory Committee. Prior to joining the ABA in 2005, he served at the United States Department of the Treasury where he managed the private network of banks collecting non-tax payments on behalf of the federal government and drafted regulations and guidance on cash management issues.

Cheryl joined The Clearing House in 2019 as their Real Time Payments Product Manager. In this role she is tasked with driving product adoption and usage of the TCH Real Time Payment Network which went live in the US in November 2017. This is the first new payments infrastructure in the US since the ACH network was  introduced in the 1970’s. Cheryl advises financial institutions and businesses on Real Time Payments best practices and market trends.  Prior to The Clearing House, Cheryl held a variety of diverse roles including product/market management, bank operations, auditing, and solution consulting. She has held leadership roles in the Financial Services industry specializing in providing strategic payment solutions while at CGI, Citi, BNY Mellon, and MBNA. Cheryl holds a Bachelor of Science (BS) in Accounting from Niagara University and a Master of Science in Organizational Leadership (MS) from Wilmington University.

Christopher Johnson is a senior advisor to Levio’s Payments group, where he collaborates with Levio’s bank and fintech clients to develop and execute payment modernization strategies. Johnson joined Levio from Fiserv, where he was division president for Biller Solutions, and where he led business development for the Bill Payment Solutions group. Prior, he was CEO at Inlet, a bill presentment and distribution network, which he sold to Fiserv. Johnson has previous leadership experience in digital transformation for B2B and B2C companies, including Pitney Bowes and Hearst Corporation. A graduate of Dartmouth College, Johnson is based in Big Sky, Montana with his wife and three children.