Current Speakers

A dedicated banking professional with a passion for Payments. Specializes in managing, developing and maximizing Payment Products both internally as well as
externally in the banking community. Having an excellent overview of the European-market and an excellent Network in the Payments arena. Besides product expert also a natural in leading, coaching and supporting a Team of (Product) Professionals.

As the lead of the product management team, Tino oversees a diverse portfolio of cutting-edge e-commerce payment solutions for corporate clients. These innovative products include:

• Request to Pay / Push Payments utilizing PSD2 and open banking frameworks, enabling more direct and efficient payment methods.
• Buy Now Pay Later options, providing flexible payment solutions that cater to the evolving needs of consumers and businesses alike.
• The European Payments Initiative (EPI / wero), contributing to the integration and harmonization of payment systems across Europe.
• iDEAL, the predominant e-commerce payment method in The Netherlands, known for its reliability and widespread acceptance.

With a rich background as an experienced corporate banker, Tino brings over 20 years of expertise in transaction banking with multinational corporates to the table. He is proficient in product management, project management, and various aspects of payments, including PSD2, Payment Initiation Services, SEPA, trade finance, and Supply Chain Finance. This comprehensive skill set enables him to navigate the complexities of the financial industry effectively, driving innovation and delivering value to his corporate clients.

A highly driven sales person with 20+ years of travel-related, Ecommerce and Payment experience at various market-leading enterprises. This has allowed me to create a strong background in the relevant subverticals of the travel industry and to understand how they interact (Airline, Tour Operating, Hotel, OTAs). Over the last 7 years, I was able to broaden my network into the payment landscape and to own the commercial responsibility for various business units.

Based on these first-hand insights, I am looking forward to working with ecommerce enterprises in order to create win-win scenarios with a view to grow online volumes via improving UX and conversion.

Being tech-savvy, I enjoy using my network to maintain exchanges with various relevant players in relevant subverticals in order to identify growth areas and potential for co-operations/partnerships.

Having worked with team-members based in several markets across the continent, I also know what it takes to lead a successful team in a intercultural and virtual context.

Head of SHIFT Open Finance Community. Innovative leader and entrepreneur with a rich background in Fintech and a passion for fostering collaboration. Experienced in building and scaling startups, particularly in the financial sector. Skilled in orchestrating change, implementing digitization and leveraging technology for business growth. A trailblazer with diverse experiences, from founding a kickboxing club and co-founding a social enterprise to navigating the dynamic landscape of Fintech innovation.

James Silk is an FS Transformation Specialist at Woodhurst, supporting clients across Financial Services – from Tier 1 global banks, to building societies, to high-growth fintechs.
James supports executive teams and boards on their target vision, operating model, and technology implementation programmes. James also advises a number of fintechs to enable partnerships with financial institutions, helping shape their propositions and offerings.
He is also the Wellbeing Lead at Woodhurst, looking after a hybrid remote team. As well as being a keen skier and sailor.

Experienced Principal Supervisor with a demonstrated history of working in various banking industry positions. Technology-oriented studies linked with an MBA and vast experience on risk-based supervision/audit, policy analysis & making, innovation, fintech, regtech, suptech, payments, regulatory compliance, combining the best of both worlds.

Strong professional, focusing on technology and cyber risks, cloud services, digital and crypto assets (incl. stablecoins and CBDC), fintech implications in the banking sector, as well as EU policy developments on digital finance, artificial intelligence and data management.

Currently leading a team of professionals on operational/IT risk supervision. Leading and inspiring diverse teams towards a common goal, achieving synergies with peers, collaborating with internal & external stakeholders & innovation in every form are some of the activities that motivate me. I embrace change and act as an ambassador, onboarding new collaboration tools available in the hybrid new normal.

As thought leader for digital transformation she catches the attention of her audience at once.Like no other, Luboslava Uram, translates technological knowledge into real future scenarios and
takes her audience into the depths of digital transformation. The CDIO Italy and Head of Retail
Business Platform of UniCredit knows how to translate difficult topics with clarity and authenticity. Luboslava combines technology, people and business into a meaningful entity.

Myriam Radi is a member of the Treasury Solutions Group for Global Payments Solutions at HSBC, where she provides thought leadership to clients. She is also part of Europe Liquidity commercialization team where she supports international clients with Liquidity Solutions. Prior to pursuing a banking career at HSBC , she spent more than 15 years in corporate treasury, where she served as the European treasurer for multinational companies across various industries.

In his current role, Daniel is in charge of business development, thought leadership, innovation, events and educational activities. He runs the association’s working groups, the EBAday conference and EBA’s professional training seminars and schools.

Daniel completed a first term of office as Head of Communications and Corporate Governance at EBA CLEARING from 2002 to 2012.

From 2001 to 2002, Daniel was a Payment Systems Advisor to the European Banking Federation (EBF) in Brussels.
He began his professional career in 1994 with SWIFT in Brussels. Daniel holds graduate degrees in business administration and management from Boston University, Mass. and from the University of Brussels.

Marcel Wendt is a serial entrepreneur and the Chief Technology Officer and Founder of Digidentity, one of the leading global identity verification compan ies and QTSP . Together with his team he has developed the Dutch DigiD and their own Digidentity services portfolio, which include KYC and Digital signing among others. Digidentity works with a large range of customers, governments and corporations across all continents, accepting 4000+ ID documents and 180+ nationalities. It is regarded as one of the most innovative Identity related companies, globally.

Background bio ‘before’:

Wendt received degrees in Electrical Engineering and Information Technology from the University of Applied Science in The Hague. After completing his education, Wendt formed his own company, Chain Data, to address the growing need for secure data in the impending digital age. He has since founded and sold two successful international companies: Chain Technology, a technology resource provider for the energy, mobility, chemical and oil and gas sectors, and Golden Bytes International, which specializes in mobile messaging and concept creation for interactive television around the world. Background bio “established sector knowledge”: Wendt sits on the Strategic Council for Digital Identity in the Netherlands, led by the Dutch government, and consults for several international digital identity research parties. is frequently invited to speak at conferences and universities in the US, UK and the Netherlands—most notably the annual RSA Conference in San Francisco, a gathering of over 50,000 IT and cybersecurity professionals, and the Cyber Week conference in Tel Aviv, Israel.

As of 1 February 2014 Gijs Boudewijn (1958) holds the position of Deputy General Manager at the Dutch Payments Association. Before that he was responsible for payments at the Dutch Banking Association.

He has extensive experience in domestic as well as international payments issues, governance, competition law and fraud prevention. He started as an in-house lawyer at a large Dutch savings bank, and later became Head of Legal Affairs at the central Dutch clearing house, Bankgirocentrale, the predecessor of equensWorldline.

In 1998 Mr Boudewijn joined the Dutch Banking Association as Head of Payments and Security Affairs, and in 2014 was appointed Deputy General Manager of the Dutch Payments Association. Currently Mr Boudewijn is Chair of the Legal Support Group of the European Payments Council and Chair of the Payment Systems Committee of the European Banking Federation (also representing the EBF on the API Evaluation Group established by the European Commisison).

Over the past years he was in that capacity closely involved with matters relating to PSD2 and the various Regulatory Technical Standards. Mr Boudewijn is a regular speaker at national and international conferences on payments, open banking and related issues.

Josh Jeffries, is the Head of Agile Practices at N26, he’s been an integral part of N26’s growth journey – from its startup origins through hyper growth to its establishment as a challenger bank.With a focus on product-oriented coaching, Josh is deeply committed to fostering teams dedicated to creating top-notch solutions that address customer needs. His expertise extends to influencing N26’s overall work culture to align seamlessly with regulatory expectations for product development.
Josh loves to share his learning on scaling, hyper growth, the true meaning of cross-functionality and collaboration as well as how to maintain agility in highly regulated environments.

Ulrich Loof is Associate Director (Senior Manager Corporate Solutions) in Department – Transaction Management at DZ BANK AG

Professional Background:
Study completed in 1997 (business graduate)
1997/1998 – GVS (cooperative association Saxonia)
1999-2001 – DG BANK AG (paymenmts department)
2001-2003 – DZ BANK AG (payments department)
2003-2007 – TAI AG (payments processor)
2007-2012 – Equens SE (payments processor)
2012 – DZ BANK AG (payments department)

Founding member and deputy Chaiman of Westhafen Expert Dialogue (roundtable for experts from corporates, banks & service providers around Instant Payments)

With the firm conviction that technology will continue to propel businesses in the years to come, the individual begins each day with a dedicated focus on solving business problems. Recognizing the intrinsic connection between IT strategy and business strategy, there is a belief that bringing them closer is synonymous with what Digitalization entails. With this perspective in mind, the individual is currently on a mission to digitalize payment services at Commerzbank.

Analytics leader with a knack for unraveling stories hidden in numbers. Passionate about leading high-growth teams, driving product innovation, and influencing stakeholders across Product, Engineering, Research, and Design. Currently leading a team of 36 analysts and 7 managers at Wise, where we’re transforming data into actionable insights. Let’s connect and unleash the power of data together!

Technical Skills: SQL, Python (e.g. Airflow, ETLs), data design (e.g. Snowflake, Looker) and statistics (e.g. A/B testing, forecasting)

Ortwin Scheja is a seasoned Management Consultant specializing in Payments, XS2A, and Bank APIs. Renowned for his expertise as an openFinance API architect, he also serves as the Berlin Group editor. Currently based in the Köln/Bonn region, Ortwin has accumulated a wealth of professional experience throughout his career. With an extensive background, Ortwin has been a key figure at SRC Security Research and Consulting GmbH for an impressive 23 years. In his role as Bereichsleiter (Department Head), he has been leading the way in the field of processing since January 2013. Prior to this, Ortwin served as Abteilungsleiter (Department Head) from January 2008 to December 2012, overseeing crucial aspects of the organization’s operations.

As Open Banking practitioner and team coordinator, Nicolò is currently responsible for developing and positioning Open Banking strategies and solutions at Intesa Sanpaolo, the largest bank in Italy. This role exposes Nicolò to several challenges every day, dealing with a highly competitive market and negotiating with third-party players such as fintechs and non-financial service providers, in addition to fostering the digital culture within a territory-anchored giant.

Moreover, in his tenure at Intesa Sanpaolo he has been working on the ideation, creation and launch of some of the most innovative digital products such as Parking (Parcheggi), enabling customers to pay for parking via Intesa Sanpaolo Mobile app, and the development of new APIs to streamline remote mortgage applications within the #SmartCities initiative.

As well, he took part in the launch of XME Banks, the new financial aggregator (AISP & PISP) developed by Intesa Sanpaolo. With an outstanding fifteen-years-long career path, Nicolò also owns relevant expertise in the Customer Experience vertical for Financial Services industry

She is dedicated to driving the adoption of innovation in the business context to maximize efficiency and effectiveness. With experience in guiding stakeholders with diverse backgrounds, encompassing both business and technology, through digital transformations, she recognizes the importance of technology in these processes while emphasizing the crucial role of the human aspect. Continuously developing her knowledge and skills to navigate both realms seamlessly, she focuses on strategic thinking, cultivating a collaborative attitude, and establishing cross-functional ways of working.
In terms of her core strengths, she excels in strategic thinking, fostering a collaborative attitude, and establishing cross-functional ways of working. Her focus extends to building foundational digital capabilities that contribute to a superior user experience. She is adept at adapting to diverse contexts and environments, and she is dedicated to fostering a continuous improvement mindset.

Dama Damjanović is a seasoned Principal Engineer currently based in Germany, with a focus on driving technological advancements in the financial sector. With an impressive career spanning 8 years and 5 months at N26, Dama has been instrumental in shaping the technological landscape of the company.
In his current role as Principal Engineer since September 2020, he continues to lead and innovate, contributing significantly to N26’s technological evolution. Prior to this, Dama served as the Lead iOS Developer for 3 years and 3 months, from July 2017 to September 2020, in the dynamic tech hub of Berlin, Germany. His journey at N26 began as an iOS Developer, where he showcased his skills and dedication for 1 year and 11 months from September 2015 to July 2017. Before joining N26, Dama honed his expertise as a Software Developer at Infinum for 3 years and 3 months, from July 2012 to September 2015, gaining valuable experience in the software development domain. Dama Damjanović earned his Bachelor of Science (BS) in Computer Science from Fakultet elektrotehnike i računarstva, completing his academic journey from 2009 to 2014. With a strong educational foundation and extensive professional experience, Dama continues to be a driving force in the world of technology, particularly in his role as a Principal Engineer at N26.

Chiara Morresi is a seasoned Open Banking Senior Specialist at Intesa Sanpaolo in Torino, Italia, with 5 years and 3 months of experience. She plays a crucial role in driving the strategic direction and successful implementation of Open Banking initiatives, fostering collaborations with internal teams and external partners. Notably, Chiara is a co-leader in the NOBID Consortium, contributing to the development and testing of a payment solution within the European Digital Identity Wallet.

Previously, Chiara served as a Digital Payments Specialist for almost 4 years, leading projects from scoping and defining solutions to overseeing project life cycles. She managed commercial contract negotiations, software development, testing, and marketing activities, while also analyzing and reporting on service performance.

With a background as a Project Manager Junior at Reti S.p.A., Chiara specialized in IT project management in the Finance Area. Academically, she holds a Master’s degree in Industrial Engineering and Management from Politecnico di Torino and an Executive Master in Banking & Financial Diploma from ABI Formazione. Chiara’s international experiences include an Erasmus+ program at Tampere University of Technology and studies at QUT (Queensland University of Technology).
Chiara Morresi is a skilled professional in Open Banking Strategy, Digital Payments Innovation, and Project Management. Passionate about driving innovation in the banking sector, she stands as a leading figure at the forefront of Open Banking and Digital Transformation.

Experienced network leader and analyst in financial services and IT.
Focus on strategy, innovation and development with strong combination of innovation theory and practice including an industrial PhD in collaborative innovation. Practised event moderator with large Danish and International network in the Fintech Area Background in economics (master in economics and e-mba) and experience in financial services, digitization and IT.

Anthony is CEO and Founder of Open Banking Delivery, a consultancy dedicated to the development and growth of Open ecosystems. A senior manager with 20 years experience, he worked in the UK’s OBIE for 2.5 years supporting all participants – TPPs getting their services to market and ASPSPs obtaining PSD2 compliance.

Currently –

• Advisor to Chicago Associates, OB Brasil (equivalent to OBIE) providing practical expertise, strategic guidance. Created the ‘mentorship’ programme.
• Work with Inter American Development Bank (IDB) to create Phase 3 (credit) API designs and a Data Dictionary for OB Mexico.
• Leader, research projects into Financial Inclusion, Sustainability & Green Finance.
• Designer, ‘agile’ method for through-lifecycle ecosystem delivery.

I move finance towards digital age: Platform scale, Beyond banking, API, chatbots, Payments, …
With great understanding of both banking business and latest technologies, I provide ideas and realise new activities, projects and products for financial companies.

Twitter: https://twitter.com/stepan_kouba

Specialties: Design Thinking, Product and Customer Development, Digital strategy, API, SME / Corp. pains and problems, Product development, Banking, Web Development, Project management, SW development, Consultancy.

30 years of experience in getting things done (against all odds, if needed) in: professional sport, software development, telecommunications, banking, and education/coaching.

Achievements so far:
won a few national championship titles in ice and inline hockey, developed internet portals and mobile payment applications, delivered strategy and business transformation projects, built several effective teams, renovated a few houses and flats, travelled a lot. Doing all that I made a lot of mistakes – and gathered plenty of good stories – which I gladly share in my speeches and lectures on conferences and masterclasses.

Based in Germany, he serves as a Partner at Be Shaping the Future, a prominent European management and technology consulting firm specializing in financial services. With over 5 years at INNOPAY and a background in strategy consulting and senior management, he co-leads the payments consultancy practice and oversees Open Banking/Open Finance initiatives in Europe.

Experience Highlights:

• Director, Country Lead Germany at INNOPAY
• Lead Facilitator Open Banking Working Group at Euro Banking Association
• Senior Product Manager at Concardis GmbH
• Director & Co-founder at Remerce, implementing an online-to-offline business model
• European Online Shop Manager at Philips, managing direct e-commerce activities across Europe
• Senior Business Consultant at BearingPoint, specializing in Strategy & Transformation

Education:

• Dipl-Kfm, Business Administration, European Business School Oestrich-Winkel
• Advanced Studies Programme/International Economics, Kiel Institute for the World Economy
• Business Administration, University of Nottingham
• Business Administration, Tecnológico de Monterrey
• Economics, Politics, Business Administration, The American University of Paris

Experienced chief executive running an Independent payments industry consulting firm serving banks, market infrastructures and IT suppliers and focussed on strategy, strategic intelligence, market entry strategies, risk management and operational improvement.

Specialties: Instant payments, real-time payments, payment markets, payment processing, payment scheme mangement, business development, ACH, RTGS, prepaid cards, debit cards, credit cards, liquidity risk, settlement risk, regulatory compliance.

Bridget (Britt) Meijer is a seasoned professional with a rich background in the financial industry, specializing in Trade Finance, PSD2, SEPA, Cash Management, and SWIFT. Currently serving as the Manager of New Markets at Surepay in the Randstad, Netherlands, she brings over a decade of experience to her role.

In her current position at Surepay, where she has been since August 2019, Bridget focuses on Sales Business Development in the United Kingdom. Her expertise lies in disruptive strategy and sustaining innovation, making her a valuable asset in navigating the ever-evolving landscape of the financial sector.

Emanuele is an accomplished innovation strategist and design thinker, he is now dedicated to shaping the future of financial services within Intesa Sanpaolo Group, one of Europe’s leading financial institutions.

At the forefront of Open Finance and Open Banking initiatives within the Consumer Banking Division, he combines a background in service and business design from Politecnico di Milano and Sole24Ore Business School, with specialized courses at Stanford, Harvard University, LUISS Business School, and Domus Academy. With a profound commitment to the digital transformation and design management, Emanuele have lead initiatives in cutting-edge areas such as open innovation, corporate investment banking and cross-industry partnerships.

Drawing inspiration from a passion for sports, including tennis, running, and formerly water polo, he embodies discipline and excellence in shaping the future of finance.

Martin Koderisch has 20 years of experience as adviser and operator within the financial technology industry with a focus on payments. He specialises in accelerating digital transformation of client businesses through industry expertise, data analytics, and fintech enablement. His approach seeks to bridge the gap between strategy and execution with hands-on delivery of value creation initiatives to achieve growth, control or operational efficiency outcomes. He previously held senior leadership roles within industry at Mastercard and Citibank covering digital product innovation, operations, and commercial partnership development. He also hosts and produces the popular podcast ‘Leaders in Payments and Fintech’ available on major podcast platforms.